Bankruptcy Filing – Joint or Single

We are bankruptcy attorneys located in Middletown, Ohio.

Are you considering filing for bankruptcy protection?  Are you currently married and wondering if you decide to file for bankruptcy do both you and your spouse have to file?  There are several factors that will help you make this decision, but for the most accurate advise you should contact our office to make an appointment for your free consultation to sit down with an attorney and discuss your individual situation.

I AM MARRIED DO WE HAVE TO FILE TOGETHER?

No.  It is not necessary to file together if you do not want to.  One spouse has more debt than the other and is currently in need of filing for bankruptcy but the other is not, then there is no need for the other spouse to file.  However, if the non-filing spouse is joint on any of the debts they will still be responsible for this debt.

WE ARE DIVORCING SHOULD WE WAIT TO FILE?

No.  It would not be in your best interest to wait until after your divorce to file for bankruptcy protection.  If you file for bankruptcy protection together before your divorce is final it will save you in the long run.  More than likely after a divorce more most bankruptcy is the next step.  The joint debts of the marriage are usually too much for one to take on alone.  It is in your best interest to just go ahead and file before you divorce.  This way you will only have to pay one court fee.  The attorney fee for a joint case will be slightly more than for a single case but will be much less than two single bankruptcy filings.

MORE INFORMATION

If you are considering filing for bankruptcy and wondering if you and your spouse should file together contact our office today for your free consultation.  At this consultation you will be able to sit down with a experienced bankruptcy attorney and discuss your individual case.

You can also check out our website at www.middlewtown-bankruptcy.com

You can also check out this video below

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Bankruptcy is not the end of the world. Thousands of Americans have filed for bankruptcy protection it is designed to give you a fresh financial start.

Contact our Middletown, Ohio bankruptcy attorney today!