What debts are dischargable through bankruptcy?

Most unsecured debts such as medical debt and credit card debt are dischargable through Chapter 7 Bankruptcy. Secured debts (debts secured by collateral such as a vehicle or home) can also be discharged if you decide to let the collateral go back to the creditor. Reinstatement fees for drivers licenses are also able to be discharged through Chapter 7 in Ohio. Some IRS debts may even be able to debt discharged depending on your individual situation.

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